DREAM HOMES CONSULTING
Driven To Make Every Dream Home A Reality
Lease Purchase Program
Dream Homes collaborates with corporate partners to extend an opportunity to eligible clients to participate in our lease purchase program. Prospective clients seeking enrollment in the lease purchase program are required to meet specific criteria, including possessing a credit score of 650 or higher.
To be considered for eligibility, applicants must furnish documentation validating their household income, demonstrate a positive rental history for the preceding 24 months, and have no ongoing bankruptcy or foreclosure proceedings.
Dream Homes offers the expertise of legal professionals to guide clients in making informed decisions and to ensure their protection during the home buying process.
Eligibility for our services is contingent upon the completion of a bankruptcy discharge or the finalization of a foreclosure record.
Planning to Lease Purchase Your New Home
WHAT YOU’LL LEARN.
Participants in the program will undergo a pre-test before commencing the learning process and a post-test upon its completion. This assessment method serves as an effective tool for gauging the knowledge acquired. Throughout the program, individuals will receive instruction on topics such as home maintenance, financial management related to homeownership, and other pertinent subjects.
Considering Lease Purchasing for Your Needs?
Guidance and Instruction for Homebuyers
“Home is where the heart is,” as the saying goes, but it is also a significant financial commitment.
Purchasing a home is a decision that carries both emotional and financial weight, ranking among the most pivotal choices you will make. Therefore, it is essential to equip yourself with the necessary knowledge to ensure a seamless, low-stress, and financially viable home buying journey. Certainly! This is why experts at Dream Homes advise individuals to seek homebuyer counseling and participate in educational courses prior to embarking on their first home purchase. Dream Homes provides coaching sessions for this purpose.
Home Buying Requirements
DEFINE YOUR GOALS FOR THE PROGRAM.
Prior to commencing the program, it is imperative to submit your power of attorney documentation to your financial consultant. It is essential to have a clear understanding of your objectives and motivations for participating in the program. Establishing this self-awareness beforehand will enable you to derive maximum benefit from the program and ensure that you grasp the information confidently to carry forward effectively.
LEARN IMPORTANT DETAILS ABOUT THE PROGRAM PROCESS.
During your coaching session, you will delve into crucial facets of the home buying journey, receiving valuable tips and resources to aid your progress. Anticipate discussions on various topics such as selecting a real estate agent, engaging in comparative analysis for home loans, understanding the closing procedures, and strategies for foreclosure prevention.
EVALUATE YOUR BUDGET AND CURRENT FINANCIAL STANDING
An essential component of the coaching process involves ensuring that all clients adhere to the recommended plans prescribed by their consultant. It is imperative to thoroughly examine your existing monthly budget. You will be required to furnish a comprehensive breakdown of your income and expenses to your consultant, who will utilize data from your credit report, including your credit score. This analysis will facilitate discussions between you and your consultant regarding your current financial standing and the alignment of homeownership within your financial framework.
Upon becoming a homeowner or successfully finishing the lease purchase program, you will revisit and reassess your budget figures. This beneficial practice enables you to juxtapose your existing monthly budget with your projected future budget. Following the consultant’s analysis, you will receive a comprehensive action plan outlining the necessary steps to be taken on a monthly basis until the program is concluded.
LEARN EVEN MORE.
Here are some key points to consider as you embark on the journey towards purchasing your first home:
1. Contemplating Home Ownership
2. Organizing My Finances
3. Searching for My First Home
4. Acquiring My First Home
5. Administering My First Home
6. Lease Purchase Agreement Contract.